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The Commonwealth of Virginia health plans

Looking for low-cost or no-cost health insurance? We offer Medicaid plans. We also offer dual health plans for people with both Medicaid and Medicare.

For general information about the plans in your state, visit Virginia's homepage.

11  results  for Virginia

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Medicare + Medicaid eligible plan

UHC Dual Complete VA-Y4 (PPO D-SNP)

H0421-001-000

Plan too new to be measured

  • OTC, food and utilities

    $232 credit every month to pay for OTC products, healthy food and utility bills

  • Dental benefits

    $2500 allowance for covered preventive and comprehensive dental services

  • $0 copays for covered prescription

    $0 copay for generic and brand-name prescriptions

Monthly premium:

$0.00*

*Your costs may be as low as $0, depending on your level of Extra Help.

Check Eligibility (Opens modal window)
Is this plan available in my county? (Opens modal window)

Monthly premium:

$0.00*

*Your costs may be as low as $0, depending on your level of Extra Help.

Plan too new to be measured

  • OTC, food and utilities

    $232 credit every month to pay for OTC products, healthy food and utility bills

  • Dental benefits

    $2500 allowance for covered preventive and comprehensive dental services

  • $0 copays for covered prescription

    $0 copay for generic and brand-name prescriptions

Have questions?     8 a.m.-8 p.m. local time, 7 days a week     1-844-812-5967     TTY 711

Medicare + Medicaid eligible plan

UHC Dual Complete VA-Y001 (HMO-POS D-SNP)

H2445-001-000

Plan too new to be measured

  • OTC, food and utilities

    $382 credit every month to pay for OTC products, healthy food and utility bills

  • Dental benefits

    $3000 allowance for covered preventive and comprehensive dental services

  • $0 copays for covered prescription

    $0 copay for generic and brand-name prescriptions

Monthly premium:

$0.00*

*Your costs may be as low as $0, depending on your level of Extra Help.

Check Eligibility (Opens modal window)
Is this plan available in my county? (Opens modal window)

Monthly premium:

$0.00*

*Your costs may be as low as $0, depending on your level of Extra Help.

Plan too new to be measured

  • OTC, food and utilities

    $382 credit every month to pay for OTC products, healthy food and utility bills

  • Dental benefits

    $3000 allowance for covered preventive and comprehensive dental services

  • $0 copays for covered prescription

    $0 copay for generic and brand-name prescriptions

Have questions?     8 a.m.-8 p.m. local time, 7 days a week     1-844-812-5967     TTY 711

Need help finding a plan?

Answer a few quick questions to see what type of plan may be a good fit for you.

Plan eligibility tool

Medicare + Medicaid eligible plan

UHC Dual Complete VA-Q001 (HMO-POS D-SNP)

H2445-002-000

Plan too new to be measured

  • OTC, food and utilities

    $107 credit every month to pay for OTC products, healthy food and utility bills

  • Dental benefits

    $1500 allowance for covered preventive and comprehensive dental services

  • $0 copays for covered prescription

    $0 copay for generic and brand-name prescriptions

Monthly premium:

$0.00*

*Your costs may be as low as $0, depending on your level of Extra Help.

Check Eligibility (Opens modal window)
Is this plan available in my county? (Opens modal window)

Monthly premium:

$0.00*

*Your costs may be as low as $0, depending on your level of Extra Help.

Plan too new to be measured

  • OTC, food and utilities

    $107 credit every month to pay for OTC products, healthy food and utility bills

  • Dental benefits

    $1500 allowance for covered preventive and comprehensive dental services

  • $0 copays for covered prescription

    $0 copay for generic and brand-name prescriptions

Have questions?     8 a.m.-8 p.m. local time, 7 days a week     1-844-812-5967     TTY 711

Medicare + Medicaid eligible plan

UHC Dual Complete VA-Y002 (HMO-POS D-SNP)

H2445-003-000

Plan too new to be measured

  • OTC, food and utilities

    $307 credit every month to pay for OTC products, healthy food and utility bills

  • Dental benefits

    $3000 allowance for covered preventive and comprehensive dental services

  • $0 copays for covered prescription

    $0 copay for generic and brand-name prescriptions

Monthly premium:

$0.00*

*Your costs may be as low as $0, depending on your level of Extra Help.

Check Eligibility (Opens modal window)
Is this plan available in my county? (Opens modal window)

Monthly premium:

$0.00*

*Your costs may be as low as $0, depending on your level of Extra Help.

Plan too new to be measured

  • OTC, food and utilities

    $307 credit every month to pay for OTC products, healthy food and utility bills

  • Dental benefits

    $3000 allowance for covered preventive and comprehensive dental services

  • $0 copays for covered prescription

    $0 copay for generic and brand-name prescriptions

Have questions?     8 a.m.-8 p.m. local time, 7 days a week     1-844-812-5967     TTY 711

Medicare + Medicaid eligible plan

UHC Dual Complete VA-V001 (HMO-POS D-SNP)

H2445-004-000

Plan too new to be measured

  • OTC, food and utilities

    $67 credit every month to pay for OTC products, healthy food and utility bills

  • Dental benefits

    $3000 dental allowance for covered services like cleanings, fillings and crowns

  • $0 copays for covered prescription

    $0 copay for generic and brand-name prescriptions

Monthly premium:

$0.00*

*Your costs may be as low as $0, depending on your level of Extra Help.

Check Eligibility (Opens modal window)
Is this plan available in my county? (Opens modal window)

Monthly premium:

$0.00*

*Your costs may be as low as $0, depending on your level of Extra Help.

Plan too new to be measured

  • OTC, food and utilities

    $67 credit every month to pay for OTC products, healthy food and utility bills

  • Dental benefits

    $3000 dental allowance for covered services like cleanings, fillings and crowns

  • $0 copays for covered prescription

    $0 copay for generic and brand-name prescriptions

Have questions?     8 a.m.-8 p.m. local time, 7 days a week     1-844-812-5967     TTY 711

Medicare + Medicaid eligible plan

UHC Dual Complete VA-Y3 (HMO-POS D-SNP)

H2445-005-000

Plan too new to be measured

  • OTC, food and utilities

    $272 credit every month to pay for OTC products, healthy food and utility bills

  • Dental benefits

    $3000 allowance for covered preventive and comprehensive dental services

  • $0 copays for covered prescription

    $0 copay for generic and brand-name prescriptions

Monthly premium:

$0.00*

*Your costs may be as low as $0, depending on your level of Extra Help.

Check Eligibility (Opens modal window)
Is this plan available in my county? (Opens modal window)

Monthly premium:

$0.00*

*Your costs may be as low as $0, depending on your level of Extra Help.

Plan too new to be measured

  • OTC, food and utilities

    $272 credit every month to pay for OTC products, healthy food and utility bills

  • Dental benefits

    $3000 allowance for covered preventive and comprehensive dental services

  • $0 copays for covered prescription

    $0 copay for generic and brand-name prescriptions

Have questions?     8 a.m.-8 p.m. local time, 7 days a week     1-844-812-5967     TTY 711

Commonwealth Coordinated Care Plus (CCC Plus)

CMS Rating not applicable

  • Choice of Doctor

    Use "Doctor Lookup" to see if your doctor is in our network or to find a new one.

  • Care Coordinator

    Personal healthcare assistant.

  • Transportation

    We pay for rides to and from medical visits.

Check Eligibility (Opens modal window)
Is this plan available in my county? (Opens modal window)
CMS Rating not applicable

  • Choice of Doctor

    Use "Doctor Lookup" to see if your doctor is in our network or to find a new one.

  • Care Coordinator

    Personal healthcare assistant.

  • Transportation

    We pay for rides to and from medical visits.

Have questions?    8 a.m. to 8 p.m. local time, 7 days a week    1-866-622-7982   TTY 711

UnitedHealthcare Community Plan of Virginia - Medicaid (TANF/Medicaid Expansion)

CMS Rating not applicable

  • Choice of Doctor

    Use “Doctor Lookup” to see if your doctor is in our network or to find a new one.

  • Chiropractic Services

     A limited benefit is available.

  • Medicines

    Fill your prescriptions at local pharmacies.

Check Eligibility (Opens modal window)
Is this plan available in my county? (Opens modal window)
CMS Rating not applicable

  • Choice of Doctor

    Use “Doctor Lookup” to see if your doctor is in our network or to find a new one.

  • Chiropractic Services

     A limited benefit is available.

  • Medicines

    Fill your prescriptions at local pharmacies.

Have questions?    Monday – Friday 8 a.m. – 8 p.m. local time   1-844-752-9434   TTY 711

 

UnitedHealthcare Community Plan of Virginia FAMIS

CMS Rating not applicable

  • Chiropractic Services

    Chiropractic services with a small copay are covered.  

  • Choice of Doctor

    Use “Doctor Lookup” to see if your child’s doctor is in our network or to find a new one.

  • Well Visits

    Preventive checkups and shots are covered.

Check Eligibility (Opens modal window)
Is this plan available in my county? (Opens modal window)
CMS Rating not applicable

  • Chiropractic Services

    Chiropractic services with a small copay are covered.  

  • Choice of Doctor

    Use “Doctor Lookup” to see if your child’s doctor is in our network or to find a new one.

  • Well Visits

    Preventive checkups and shots are covered.

Have questions?    8 a.m. to 8 p.m. local time, Monday-Friday   1-844-752-9434   TTY 711

UnitedHealthcare Community Plan of Virginia - Cardinal Care

NCQA Star Rating 4 out of 5 stars.

Keeping our families healthy is a top priority for UnitedHealthcare. UnitedHealthcare works with the State of Virginia to provide high-quality health care coverage. Our Cardinal Care Medicaid plan covers eligible families, pregnant women, infants, children and adults. The plan also offers extra support and care to adults and children with a disability, long-term illness or special health care needs.

UnitedHealthcare Community Plan of Virginia offers a range of benefits along with extras that other plans don’t cover. 

Accomack, Albemarle, Alexandria City, Alleghany, Amelia, Amherst, Appomattox, Arlington, Augusta, Bath, Bedford, Bedford City, Bland, Botetourt, Bristol, Bristol City, Brunswick, Buchanan, Buckingham, Buena Vista City, Campbell, Caroline, Carroll, Charles City, Charlotte, Charlottesville City, Chesapeake City, Chesterfield, Clarke, Colonial Heights City, Covington City, Craig, Culpeper, Cumberland, Danville City, Dickenson, Dinwiddie, Emporia City, Essex, Fairfax, Fairfax City, Falls Church City, Fauquier, Floyd, Fluvanna, Franklin, Franklin City, Frederick, Fredericksburg City, Galax City, Giles, Gloucester, Goochland, Grayson, Greene, Greensville, Halifax, Hampton City, Hanover, Harrisonburg City, Henrico, Henry, Highland, Hopewell City, Isle of Wight, James City, King George, King William, King and Queen, Lancaster, Lee, Lexington City, Loudoun, Louisa, Lunenburg, Lynchburg City, Madison, Manassas City, Manassas Park City, Martinsville City, Mathews, Mecklenburg, Middlesex, Montgomery, Nelson, New Kent, Newport News City, Norfolk City, Northampton, Northumberland, Norton City, Nottoway, Orange, Page, Patrick, Petersburg City, Pittsylvania, Poquoson City, Portsmouth City, Powhatan, Prince Edward, Prince George, Prince William, Pulaski, Radford City, Rappahannock, Richmond, Richmond City, Roanoke, Roanoke City, Rockbridge, Rockingham, Russell, Salem, Salem City, Scott, Shenandoah, Smyth, Southampton, Spotsylvania, Stafford, Staunton City, Suffolk City, Surry, Sussex, Tazewell, Virginia Beach City, Warren, Washington, Waynesboro City, Westmoreland, Williamsburg City, Winchester City, Wise, Wythe, and York.

Benefits & Features

  • Mental/Behavioral Health Support & Services

    Use "Doctor Lookup" to see if your behavioral health provider is in our network or to find a new one.

  • Transportation

    We pay for rides to and from medical visits.

  • One Pass Fitness

    Access to gyms, YMCAs, on-demand and livestreams

View Plan Details

Have questions?    8 a.m. to 8 p.m. local time, 7 days a week  1-844-752-9434  TTY 711

Individual & Family ACA plans

UnitedHealthcare offers Individual & Family ACA plans in Virginia. They’re designed to give you the coverage you need without breaking the bank.

Choose from plans in the Bronze, Silver and Gold metal levels. They each come with a variety of benefits, including reliable support from our customer service experts.

Alexandria City, Amelia, Arlington, Bath, Caroline, Charles City, Chesterfield, Clarke, Colonial Heights City, Cumberland, Dinwiddie, Fairfax, Fairfax City, Falls Church City, Fauquier, Frederick, Fredericksburg City, Goochland, Hanover, Henrico, Highland, Hopewell City, King George, King William, King and Queen, Loudoun, Louisa, Manassas City, Manassas Park City, New Kent, Petersburg City, Powhatan, Prince George, Prince William, Rappahannock, Richmond City, Spotsylvania, Stafford, Sussex, Westmoreland, and Williamsburg City.

Benefits & Features

  • $0 medical deductible

  • Low to $0 premiums*

  • Adult dental and vision**

See Individual & Family ACA plans (Opens in a New Tab) Check Eligibility (Opens modal window)

1-888-610-9045 TTY 711, 8 a.m. – 8 p.m. local time, 7 days a week


Individual & Family ACA Marketplace Plans Disclaimer

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The benefits described may not be offered in all plans or in all states. Some plans may require copayments, deductibles and/or coinsurance for these benefits. This policy has exclusions, limitations, reductions of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, review your plan documents, call or write your insurance agent or the company, whichever is applicable. Plan specifics and benefits vary by coverage area and by plan category. Please review plan details to learn more.

UnitedHealthcare Individual & Family plans medical plan coverage offered by: UnitedHealthcare of Arizona, Inc.; Rocky Mountain Health Maintenance Organization Incorporated in CO; UnitedHealthcare of Florida, Inc.; UnitedHealthcare of Georgia, Inc; UnitedHealthcare of Illinois, Inc.; UnitedHealthcare Insurance Company in AL, KS, LA, MO, NJ, and TN; Optimum Choice, Inc. in MD and VA; UnitedHealthcare Community Plan, Inc. in MI; UnitedHealthcare of Mississippi, Inc.; UnitedHealthcare of New Mexico, Inc.; UnitedHealthcare of North Carolina, Inc.; UnitedHealthcare of Ohio, Inc.; UnitedHealthcare of Oklahoma, Inc.; UnitedHealthcare of South Carolina, Inc.; UnitedHealthcare of Texas, Inc.; UnitedHealthcare of Oregon, Inc. in WA; and UnitedHealthcare of Wisconsin, Inc.  Administrative services provided by United HealthCare Services, Inc. or its affiliates.

This policy has exclusions, limitations, reduction of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, call or write your insurance agent or the company, whichever is applicable. By responding to this offer, you agree that a representative may contact you.

*To qualify for a $0 monthly premium, you must meet household income requirements for Advanced Premium Tax Credits.

**$0 cost-share for network periodic oral evaluation 2 times per consecutive 12 months. Adult dental benefit coverage is limited to a $1,000 benefit maximum per plan year. Coverage for routine vision exam and eyewear is limited to once every 12 months. If you opt to receive vision care services or vision care materials that are not covered benefits under this plan, a participating vision care provider may charge you their normal fee for such services or materials. Coverage may not be available on all plans or in all states. For costs and complete details of coverage, contact your insurance agent or the company, as applicable.

Last Updated: 06.06.2025 at 10:11 AM CDT

Disclaimer information

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Looking for the federal government’s Medicaid website? Look here at Medicaid.gov.

UnitedHealthcare Dual Complete plans

Plans are insured through UnitedHealthcare Insurance Company or one of its affiliated companies, a Medicare Advantage organization with a Medicare contract and a contract with the State Medicaid Program. Enrollment in the plan depends on the plan’s contract renewal with Medicare. This plan is available to anyone who has both Medical Assistance from the State and Medicare. Benefits, features and/or devices vary by plan/area. Limitations, exclusions and/or network restrictions may apply. Benefits, premiums and/or co-payments/co-insurance may change on January 1 of each year.

Premium disclaimer

Dual Special Needs plans have a $0 premium for members with Extra Help (Low Income Subsidy).

Benefit disclaimer

Benefits, features, and/or devices vary by plan/area. Limitations, exclusions and/or network restrictions may apply.

Nurse Hotline disclaimer

This service should not be used for emergency or urgent care needs. In an emergency, call 911 or go to the nearest emergency room. The information provided through this service is for informational purposes only. The nurses cannot diagnose problems or recommend treatment and are not a substitute for your provider's care. Your health information is kept confidential in accordance with the law. The service is not an insurance program and may be discontinued at any time. Nurse Hotline not for use in emergencies, for informational purposes only.

Star ratings disclaimer

Every year, Medicare evaluates plans based on a 5-Star rating system. The 5-Star rating applies to plan year 2025.

Formularies

The formulary, pharmacy network and provider network may change at any time. You will receive notice when necessary.

Important provider information

The choice is yours

We will provide you with information to help you make informed choices, such as physicians' and health care professionals' credentials. This information, however, is not an endorsement of a particular physician or health care professional's suitability for your needs.

The providers available through this application may not necessarily reflect the full extent of UnitedHealthcare's network of contracted providers. There may be providers or certain specialties that are not included in this application that are part of our network. If you don't find the provider you are searching for, you may contact the provider directly to verify participation status with UnitedHealthcare's network, or contact Customer Care at the toll-free number shown on your UnitedHealthcare ID card. We also recommend that, prior to seeing any physician, including any specialists, you call the physician's office to verify their participation status and availability.

Some network providers may have been added or removed from our network after this directory was updated. We do not guarantee that each provider is still accepting new members.

Out-of-network/non-contracted providers are under no obligation to treat UnitedHealthcare plan members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost- sharing that applies to out-of-network services.

American Disabilities Act notice

In accordance with the requirements of the federal Americans with Disabilities Act of 1990 and Section 504 of the Rehabilitation Act of 1973 ("ADA"), UnitedHealthcare Insurance Company provides full and equal access to covered services and does not discriminate against qualified individuals with disabilities on the basis of disability in its services, programs, or activities.

Referrals

Network providers help you and your covered family members get the care needed. Access to specialists may be coordinated by your primary care physician.

Paper directory requests

Paper copies of the network provider directory are available at no cost to members by calling the customer service number on the back of your ID card. Non-members may download and print search results from the online directory.

Declaration of disaster or emergency

If you’re affected by a disaster or emergency declaration by the President or a governor, or an announcement of a public health emergency by the Secretary of Health and Human Services, there is certain additional support available to you.

  • Part A, Part B, and supplemental Part C plan benefits are to be provided at specified non-contracted facilities (note that Part A and Part B benefits must be obtained at Medicare certified facilities);
  • Where applicable, requirements for gatekeeper referrals are waived in full;
  • Plan-approved out-of-network cost-sharing to network cost-sharing amounts are temporarily reduced; and
  • The 30-day notification requirement to members is waived, as long as all the changes (such as reduction of cost-sharing and waiving authorization) benefit the member.

If CMS hasn’t provided an end date for the disaster or emergency, plans will resume normal operation 30 days after the initial declaration.